Employer Health Insurance Plans

If you receive health insurance by your employer for you and your family, there are only a few changes that will affect you due to the passing of the Affordable Care Act (ACA). Your coverage will allow you to enroll your dependents who are 26 years old and younger, your coverage will also include preventive care, such as routine screenings.

Employed by a large company?

If your employer has over 50 full-time employees, your employer is considered a large business. In 2015, under the new health care law your employer will be required to offer you and your family health insurance benefits options. Check with your employer to learn more about your plan options. Most employers offer HMO, EPO and PPO plans to select from. You will also receive a notice from your employer that you may choose to decline enrolling in an employer plan and enroll in Covered California. In most cases, this will not save you money.

Employed by a small business?

If your employer has less than 50 full-time employees, your employer is considered a small business. Under the new health care law your employer may offer you and your family health insurance benefits options via HMO, EPO, PPO or Covered California plans.

How to enroll in an Employer Plan

Check with your employer to learn more about your plan options and how to enroll.

Whichever plan you choose, ensure that it allows you access to the primary care physicians and hospitals you prefer. 

Find a Primary Care Physician

Let us help you choose a great physician affiliated with MemorialCare Health System.

Find a Hospital

MemorialCare hospitals accept many employer HMO, EPO and PPO plans: